Property & Casualty Products & Services

AutoSure From ANPACSM

Better Value Means Getting the Personal Touch

Because you want the best value for your money, in some circumstances it may make sense to purchase an item over the phone, through the mail, or on your personal computer. But, not always!

Without the right insurance protection, you and your family might not be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident whether you're at fault or not!

When you choose AUTOSURE FROM ANPACSM, you get a professional agent who lives and works in your community, who understands your financial needs. Your local American National agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most!


ANPAC Home Safe And SoundSM

You work hard for your most valued possessions. You deserve the best value for your insurance dollar. Your home is more than just where you live. It reflects your unique character, hard work and personal dreams. It's filled with memories as well as treasures you want to protect.

At American National Property And Casualty Company (ANPAC®) we've created ANPAC Home Safe And SoundSM just for that purpose. We understand that you expect your homeowners insurance to safeguard you from financial distress in the event of fire, theft, tornado or other covered events.

Our coverage is specially designed to meet your unique needs for dwelling replacement, contents replacement, outbuildings and other structures, loss of use, personal liability, medical payments to others, credit card forgery, and extended coverage for home computers, special treasures, or higher coverage limits if needed.



A Brilliant Way to Insure Your Specialty CarSM

It's All In The Name! Each letter in CHROME® represents a different type of SPECIALTY VEHICLE we insure:

  • Classic/Antique, restored to original condition and at least 25 years old
  • Hot Rod/Street Rod, modified, built before 1949
  • Replica/Kit Car
  • Original un-restored and at least 25 years old
  • Modified/Custom, modified, and at least 25 years old
  • Exotic, rare or unique, in excess of $100,000 in appraised value

You've made a BIG INVESTMENT in your specialty car. Now let CHROME® specialty car insurance from ANPAC® help you protect your investment with coverage designed for car buffs by car buffs.


American National Watercraft Insurance

You're Covered From Bow to SternSM

At American National Property And Casualty Company, we offer a comprehensive watercraft policy that shelters your boat while offering you and your family valuable protection.

Our flexible policy allows you to choose the amount of coverage that's right for you, while offering money saving discounts and convenient payment options.

We help you through the rough waters of a possible loss by offering a variety of extended coverage options on accessories, liability, and towing. We offer protection for your boat, motor, boat trailer, plus any added equipment and accessories. You choose the amount of protection you need for you and your family. Your peace of mind is our goal with American National Watercraft Insurance.



Ride Easy. Ride Protected. Under the Eagles Wing.SM

If you're among the thousands of responsible adults who now tour America's highways and byways on two wheels instead of four, you need the protection afforded by ANPAC's AmeriCycle® Insurance Program.

Assisted by motorcycle enthusiasts, ANPAC® has designed a complete program that addresses all of today's motorcycle rider's insurance needs:

· liability · uninsured motorist protection · medical payments ·
comprehensive and collision · underinsured motorist protection

ANPAC's AmeriCycle® program covers the risk of owning and riding a motorcycle today. Under this program, the driver, the passenger, AND the motorcycle are all covered. What's more, coverage can be extended to include accessories such as trailers, sidecars, etc. With AmeriCycle®, anyone can be an easy rider.


TravelStar From ANPAC®

RV Insurance That Goes the DistanceSM

When you choose TravelStar From ANPAC for your motor home or camping/travel trailer insurance protection, you can relax and enjoy your trip with confidence, knowing that ANPAC® has you covered.

Whether you’re a snowbird or a full timer, ANPAC understands the RV’ers special needs and an agent will help determine the coverage specifically designed for you and your travel considerations.


Mobile/Modular Home Insurance
Coverage provided through Foremost Insurance Group

In addition, Foremost Insurance Group has been recognized by the Ward's Financial Group of Cincinnati, OH as one of the top 50 property and casualty companies in the country for financial stability.

Why insure your mobile / modular home?

Because it's an uncertain world -- and a top quality policy can protect against financial ruin and give you peace of mind. It's a way to protect your home, your belongings, your family, and your lifestyle.

Foremost Insurance Company Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, Foremost Signature Insurance Company, Foremost County Mutual Insurance Company, Foremost Lloyd's of Texas and American Federation Insurance Company, 5600 Beech Tree Lane, Caledonia, MI 49316.


Renters Insurance

YOUR HOME. It's more than just where you live. It's where you can unwind at the end of a long day. It's where you entertain friends and family, or relax for a quiet night at home. It's where you surround yourself with the comforts and keepsakes that reflect your personal style.

If you rent, you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Our ANPAC Home Safe and Sound® Renters Insurance gives you the protection of a renter's policy and protects you against many hazards.


ANPAC UmbrellaSM (Personal Liability)

Valuable additional liability protection that helps safeguards you in the event of a large and unexpected legal judgement.

What would you do if a legal judgment against you was greater than your primary insurance limits?

Every day you hear about high dollar judgments that have been awarded to injured parties. Accidents do happen. Being involved in an accident with severe or catastrophic injuries creates a high liability exposure. A legal judgment against you which exceeds your primary policy limits could leave you in a financial bind for the rest of your life.


Secure I.D. From ANPACSM

We can help you protect your most important asset - YOUR IDENTITY!

In today's world, who you are goes far beyond your name and address. Your bank and credit information, social security number, and other confidential information are at the heart of your personal identity.

Creditors review it when you need to make a purchase. Employers ask for it when you apply for a new job. To you and your family, that information is vital.

Secure I.D. From ANPACSM provides proactive monitoring and education services, professional resolution services, and financial coverage.


Country Estate

Coverage for the hobby farmer.

Whether you have a modest fruit and vegetable stand, a small pick-your-own Christmas tree operation, or a few horses out to pasture...if you have a farm, no matter how small, you have risks. As an offshoot of American National Property And Casualty Company's (ANPAC®) Special Farm Package 10®, the Country Estate program was designed for people who enjoy farming on the side, but make the majority of their income elsewhere. Country Estate goes beyond traditional farm coverage, providing a flexible farm package that's tailored to the needs of hobby farmers like yourself.


SFP 10® Credit For The Dairy Quality Assurance Program

Our commitment to quality milk and meat products.

American National Property And Casualty Company (ANPAC®) provides a full range of coverages, including policies tailored to the specific needs of milk producers. We can advise you on the right type of coverage to best protect your interests, including coverage for antibiotic residues in milk.


Commercial General Liability for Horses

Tailored coverage for the equine enthusiast

If you own, board, breed, train, race or sell horses, we need to talk. American National Property And Casualty Company (ANPAC®) provides a full range of coverages, including policies tailored to the specific needs of horse enthusiasts. Whether you breed horses as a profession, or board them for recreation, we can advise you on the right type of coverages to best protect your interests.


Special Farm Package 10® (SFP10®)

By and large, farming is a family endeavor, rich in tradition. But the way you operate your business can change considerably from one generation to the next. We understand that your home and business concerns are often one and the same. Special Farm Package 10® (SFP 10®) combines personal, farm, business property and liability coverages all under one policy, to simplify your insurance protection. You get the convenience of having multiple coverages under one simple policy.

Depending on the coverages desired, you can customize your policy by choosing among five divisions, and a variety of options within those divisions. SFP10® combines similar perils (causes of loss, such as windstorm, fire, theft, etc) into groups to achieve the combination of coverages that are right for you.


Businessowners Advantage

American National Property And Casualty Company's Businessowners Advantage policy is designed to provide affordable quality protection for retail business and offices. It contains a host of special optional coverages to address your specific needs.


Businessowners Advantage for Floral Operations

Insurance coverage tailored for retail floral businesses.

American National Property And Casualty Company's Businessowners Advantage policy was created to provide affordable quality protection for retail floral businesses. It's not a standard "one size fits all" policy. It's a customized policy, with one comprehensive premium, serviced by one of our qualified agents - a convenience busy floral operations can appreciate.


Contractors Advantage

The answer to contractors' business insurance needs.

American National Property And Casualty Company's Contractors Advantage policy includes coverage for your buildings, permanently installed equipment, outdoor fixtures (including signs) and business personal property.


Contractors Advantage for Landscape Gardeners

The answer to landscape gardeners business insurance needs.

As an owner/operator of a landscape gardening business, you have special insurance needs. American National Property And Casualty Company's Contractors Advantage policy is designed for businesses like yours. It contains coverage and features for various contracting trades. And, as an added benefit, it offers special optional coverages to address the specific needs of landscape gardeners.

Contact us for more information on all of the products listed above.


All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property And Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.